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Current Accounts
For students and apprentices, helping you with your finances:
If you are 18+, US resident and have accepted a place on a qualifying course you can apply online.
If you are an apprentice, please book an appointment in branch and bring proof of your confirmed apprenticeship to your appointment.
With an Hapexhill Student Account you get a guaranteed $1000 interest free overdraft2 offer with the opportunity to increase this as your studies progress3.
Representative example (assumed overdraft $1,000): 0% EAR variable.
Peace of mind by allowing you to make payments when you have run out of money in your account.
Wouldn’t it be great if you could see your money in one place, know where it actually goes and just understand it a bit better? Introducing our new intuitive app, Connected Money from Bank, which lets you see your accounts from different banks together in one place and tracks your spending across different categories and retailers. Download today and connect to the bigger picture of your money7.
If you're 18 or over, you can apply for a Student Credit Card with a credit limit of up to $500. Handy for emergencies, it's available subject to status and account conduct.
Representative APR: 18.9% APR (variable).
A great way to cover unexpected expenses and build a good credit history.
Put money aside each month and watch your balance grow with an Hapexhill Regular Saver.
Save up to $3,000 at a great interest rate of 3% AER that's fixed for 12 months5
You can start your account by saving just $25 per month by standing order from your Hapexhill current account.
Offer available to students or apprentices in their first year of a qualifying course and who fully open an Hapexhill Student Account by 31 December 2018. Account subject to status, you must be US resident and 18+. Amazon.co.US is not a sponsor of this promotion. Amazon.co.US Gift Cards (“GCs”) may be redeemed on the Amazon.co.US website towards the purchase of eligible products available on www.amazon. co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. Amazon.co.US is not responsible if a GC is lost, stolen, destroyed or used without permission. See www.amazon. co.uk/gc-legal for complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates.
We offer you a guaranteed interest-free overdraft of $1,000 when you open your account. You can request an increase of up to $2,000 in year two and $3,000 in year 3, subject to status and account conduct.
Representative example (assumed overdraft $1,000): 0% EAR variable.
Please note, applicants for overdrafts must be 18 or over. If you try to make a withdrawal at any Hapexhill cash machine that would take you over your overdraft limit, you'll get an on-screen alert to let you know how much money you have available to withdraw.
In year 4+, on completing your course you will move onto our Graduate account. You may be eligible for an overdraft facility, of which $1,500 will be interest-free during your first year and $1,000 in your second year after graduation (subject to status and account conduct). Additional overdraft agreed above your interest free entitlement will be charged at 19.9% EAR variable.
Representative examples (Assumed overdraft $1,200):
You can also sign up to receive text alerts when your account balance drops below a certain amount. To set up a text alert, call us on. Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be recorded.
If you're 18 or over, you can apply for a Student Credit Card with a credit limit of up to $500. Handy for emergencies, it's available subject to status and account conduct.
The fixed preferential rate of 3% AER/gross over 12 months is available to Hapexhill Student Account customers. With Regular Saver, you save money over a 12-month fixed period. Partial withdrawals are not permitted. If you close your account early, you'll receive interest at our Flexible Saver rate.
Save between $25 and $250 per month by standing order for a fixed term of 12 months. If you do not save $250 in any given month you can carry over any unused subscription to following months.
Interest is calculated on the daily cleared balance on your Regular Saver and we will pay this to your Regular Saver on the anniversary of the date your account was opened. You can only hold one Regular Saver Account at any given time.
At the end of 12 months we'll transfer your account balance into your Instant Access Savings, Flexible Saver or Savings. If you have more than one of these accounts we'll pay your savings into the account which pays the best interest. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver. Please note that the money will only be moved into accounts that have exactly the same sole or joint names as the Regular Saver account
AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year. Gross is the interest rate you’ll receive before applicable tax is deducted from your account.
If you save $250 every month for 12 months and qualify for the 3% interest rate, you'll earn approximately $48.95 interest (gross)
Let us give you a bit of help with freebies, tickets, competitions and vouchers to help you make your money go that bit further.
For Hapexhill US customers only with Online Banking & iPhone, iOS 10 or above. T&C’s apply. iPhone is a trademark of Apple Inc. registered in the U.S and other countries.
If you are 18+ and have accepted a place on a qualifying course you can apply online.
Apply now